Insurance Built for Trail Riders
Ride with confidence, on and off the trails, with our tailored insurance solutions.
Because the best rides are the ones where you can focus on the trail—not what could go wrong.
Your Protection Is Our Priority
Comprehensive Insurance Solutions for You
Accident Coverage
Sickness & Critical Illness Coverage
Disability Coverage
Life Insurance Plans
Your Trust Matters
Why Choose Trail Rider Insurance?
Long-Standing Trust
With over 100 years in the industry, our partners have a proven track record of reliability.
Expert Guidance
Our agents are LLQP-Certified, ensuring you receive expert advice tailored to your needs.
Claims Support
Our partners have paid millions in claims, standing by their commitment to support you when it counts.
Community Focused
We care about our clients and the community, ensuring safety and support at every step.
Book Your Free Consultation Now
Ready to protect what matters most to you? Our expert agents are here to answer your questions and guide you through your options. Whether you’re new to insurance or looking to adjust your current plan, we can provide the insights you need. Book a call today and let’s find the right coverage for you.
Common Questions
Here are some of the most common questions about how the insurance coverage works.
Need more assistance?
If you have any other questions regarding your insurance needs, feel free to reach out. We’re here to help you understand your options and ensure you feel confident in your decisions. Our team has extensive experience and is dedicated to making this process as seamless as possible.
We offer personalized insurance solutions for trail riders, including accident, sickness, disability, and life coverage. Each plan is designed to fit your specific needs and protect you on and off the trail.
Filing a claim is simple. Once your policy is active, you can submit a claim through our insurance partner’s website or by calling their customer service team using the number on your policy documents. They will guide you through the steps to ensure your claim is processed quickly and efficiently.
Changing your policy is easy. Simply reach out to your agent or our support team, and we’ll help you make the adjustments you need. We’re committed to ensuring your coverage stays aligned with your current circumstances.
Yes. Our coverage options are designed to accommodate different riding styles and conditions, ensuring you’re protected whether you ride on trails, backcountry paths, or recreational areas.
All quotes are provided over the phone with an agent. This ensures you get coverage that is tailored to your riding style and personal needs.
Useful Trail Rider Safety Tips
Ride Smart & Stay Alert
Always wear a certified helmet and protective gear. Maintain a controlled speed, stay aware of your surroundings, and take breaks when needed. Hydrate regularly to avoid fatigue and keep your focus sharp on every ride.
Wear Proper Riding Boots
Sturdy riding boots protect your feet, ankles, and lower legs from trail debris, hot engine parts, and unexpected impacts. They also provide grip and ankle support for quick stops or stabilizing your bike on uneven terrain.
Know the Trail You’re Riding
Familiarize yourself with the trail’s layout, difficulty, and hazards before you ride. Understanding turns, blind spots, and seasonal changes reduces surprises and helps you plan a safer ride.
Ride Within Your Limits
Avoid pushing beyond your skill level. Riding at a pace and difficulty you can handle lowers the risk of accidents and ensures you enjoy the trail without unnecessary stress or injury.
Be Prepared for the Unexpected
Carry essentials like a first-aid kit, basic tools, and a communication device. Let someone know your route and estimated return time to stay safe in case of an emergency or unexpected situation.
Protect Trail Access for Everyone
Respect the trails by staying on designated paths and following posted signs. Riding responsibly preserves trail access, protects the environment, and creates a safer experience for all riders.
Ride With Others When Possible
Riding with a buddy or group improves safety and visibility. If an accident occurs, help is nearby, and shared knowledge of the trail can prevent mistakes or injuries.
Keep Your Vehicle Trail-Ready
Regularly inspect your ATV or dirt bike before each ride. Check brakes, tires, fluids, and controls to ensure your machine is safe and reliable, preventing mechanical issues that could lead to accidents.
